All 40 new constructed condominiums are available FOR SALE only to qualifed first-time buyers.
This affordable housing community offers 2- and 3-bedroom units, each with modern finishes, an attached one-car garage, and up to 1.5 baths.
Units range up to 1,746 square feet.
To purchase, you must be a qualified first-time homebuyer, with an income not exceeding 100% of the Area Median Income (AMI).
Household assets must not exceed $100,000 in total (additional restrictions may apply).
You must complete an application, provide a mortgage pre-approval letter, and all required documentation to be considered.
All are encouraged to apply!
All 40 new constructed condominiums are available FOR SALE only to qualifed first-time buyers.
FEATURES
Available units include 2- and 3-bedroom options, as well as handicap-accessible units. Each unit features up to 1.5 baths and spans an area ranging from 1,385 to 1,746 square feet.
The price for each unit varies from $170,000 to $227,000. To qualify, you must not make more than 100% of the Area Median Income (AMI).
Each unit features modern finishes, including stainless steel appliances, laminate vinyl plank and ceramic tile flooring, granite countertops, shaker-style cabinets, and energy-efficient appliances.
CONDOMINIUM PRICING
To be eligible for your selected unit, you must not exceed the total AMI limit for your household size as shown above.
*The AMI limit is determined by the US Department of Housing and Urban Development (HUD) and subject to change annually.
*Your total Assets cannot exceed $100,000 to qualify.
* Down Payment Assistance MAY be available from the City of Springfield (413)787-6500.
QUALIFY TO PURCHASE
MUST BE A QUALIFIED FIRST-TIME HOMEBUYER
You can not own or have owned a property in the past three years (certain exceptions apply). This unit must be your primary residence.
You must submit a mortgage pre-approval letter with your application and be able to close on a mortgage loan.
MUST SUBMIT AN APPLICATION AND BE ACCEPTED
SUBMIT APPLICATION
An application and corresponding documents must be submitted. You must be selected and accepted for the unit.
MUST MEET CERTAIN INCOME AND ASSET GUIDELINES
AMI AND ASSETS LIMITS
You must not exceed the
income limits as outlined below and above. Your assets
cannot exceed $100,000.
MAX ALLOWABLE HOUSEHOLD INCOME
* The income chart above is used to determine the maximum allowable income used to determine eligibility for these condominiums.
* Household size is the total number of people that will live in your unit upon closing.
* Household income is the total amount of gross annual income for all household members 18 years of age and older that generate any form of income.
* FHA and VA loans not eligible at this time.
APPLY NOW
All units are offered first-come, first-serve.
You MUST submit an application and provide a mortgage per-approval letter and all required documents to be determined eligible.
Download your application by clicking “Apply Now” below.
You may also obtain an application by:
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am – 2pm or Saturday 9am – 1pm
Email: [email protected]
Call/Text: 413-707-2455 (TTY 711)
You may securely upload your completed application by clicking on the below “Application Submission Link”
or
Email to: [email protected]
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC / P.O. Box 372 / Harvard, MA 01451
Overnight mail address: 206 Ayer Rd, Harvard, MA 01451
IMPORTANT: You MUST create a login account, create a folder with your first and last name in the “Springfield” folder, and upload the application and all documents in your folder.
Call us if you need guidance
413-707-2455
APPLY NOW
All units are offered first-come, first-serve.
You MUST submit an application and provide a mortgage per-approval letter and all required documents to be determined eligible.
Download your application by clicking “Apply Now” below.
You may also obtain an application by:
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am – 2pm or Saturday 9am – 1pm
Email: [email protected]
Call/Text: 413-707-2455 (TTY 711)
You may securely upload your completed application by clicking on the below “Application Submission Link”
or
Email to: [email protected]
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC / P.O. Box 372 / Harvard, MA 01451
Overnight mail address: 206 Ayer Rd, Harvard, MA 01451
IMPORTANT: You MUST create a login account, create a folder with your first and last name in the “Springfield” folder, and upload the application and all documents in your folder.
Call us if you
need guidance
413-707-2455
WATCH OUR PROGRESS
ground breaking
CONDO INFORMATION
WATCH OUR PROGRESS
ground breaking
CONDO INFORMATION
FAQs
Yes, there are certain exceptions to the first -time homebuyer requirement. They are:
- Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
- Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
- Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.
Applicants interested in participating in a unit must complete the application process. For this, a mortgage pre-approval is required along with other documentation, if applicable. Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the application found on this page and following the submission instructions.
This process provides you with opportunity to purchase only. If you have the opportunity to purchase, you will be notified by the Monitoring Agent post selection. At that time, you will need to provide all income, asset and tax documentation to determined program eligibility. If you are determined eligible then you will move forward with the purchase process.
Yes, however there may be restrictions on the sale price which depends on how long you own the unit. A Deed Rider will be signed at closing which will state the resale process. The application provides a summary of restrictions based on the 80% and 100% AMI designated units. The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.
Refer to the Application which can be found under the How to Apply tab on the above navigation bar.
CONTACT US
FAQs
Yes, there are certain exceptions to the first -time homebuyer requirement. They are:
- Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
- Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
- Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.
Applicants interested in participating in a unit must complete the application process. For this, a mortgage pre-approval is required along with other documentation, if applicable. Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the application found on this page and following the submission instructions.
This process provides you with opportunity to purchase only. If you have the opportunity to purchase, you will be notified by the Monitoring Agent post selection. At that time, you will need to provide all income, asset and tax documentation to determined program eligibility. If you are determined eligible then you will move forward with the purchase process.
Yes, however there may be restrictions on the sale price which depends on how long you own the unit. A Deed Rider will be signed at closing which will state the resale process. The application provides a summary of restrictions based on the 80% and 100% AMI designated units. The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.
Refer to the Application which can be found under the How to Apply tab on the above navigation bar.
CONTACT US
By registering above, you ARE NOT applying, but registering to receive updates on the Gemini Townhome project. You agree to give Homes Logic Real Estate, LLC, the Seller’s Agent, permission to contact you with updates for Gemini Townhomes. If you are currently working with a licensed Real Estate Professional, you may have them register for updates as well. You can reply STOP at any time to UNREGISTER for updates.
Monday – Friday:
10am – 2pm
Saturday:
9am – 1pm
- 413-707-2455
- [email protected]
- 89 Morris Street, Springfield MA 01105
By registering above, you ARE NOT applying, but registering to receive updates on the Gemini Townhome project. You agree to give Homes Logic Real Estate, LLC, the Seller’s Agent, permission to contact you with updates for Gemini Townhomes. If you are currently working with a licensed Real Estate Professional, you may have them register for updates as well. You can reply STOP at any time to UNREGISTER for updates.
Monday – Friday:
10am – 2pm
Saturday:
9am – 1pm
- 413-707-2455
- [email protected]
- 89 Morris Street, Springfield MA 01105