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GEMINI TOWNHOMES

40 NEW CONTRUCTION CONDOMINIUMS
FOR SALE ONLY BY LOTTERY

ATTENTION: The first lottery deadline has passed, but THOSE INTERESTED IN PURCHASING A GEMINI TOWNHOME ARE ENCOURAGED TO APPLY. If ineligible applications are received during the lottery drawing, additional applicants will be considered in the order that their application was received. A second lottery is scheduled for the Fall of 2024 and will provide further opportunities. More news will be posted here.

All 40 new constructed condominiums will be available FOR SALE only to qualified first-time buyers. The condominiums will be sold in at least 2 lotteries, the first containing 20 total units. There will be a second lottery this Fall 2024. This affordable housing community will offer 2- and 3-bedroom units, each with modern finishes, an attached one-car garage, and up to 1.5 baths. Units will range up to 1,509 in square feet. Availability is through a lottery open only to eligible applicants (some exceptions apply). Eligibility for the lottery requires a mortgage pre-approval letter and a completed application by the deadline. Refer to the lottery application for additional documentation, if applicable, at time of submission. To purchase, you must be a qualified first-time homebuyer, with an income up to 80% or 100% of the Area Median Income (AMI). Household assets must not exceed $100,000 in total (additional restrictions may apply).

FEATURES

2 & 3 BEDROOM UNITS

2 & 3 BEDROOM UNITS

Available units include 2- and 3-bedroom options, as well as handicap-accessible units. Each unit features up to 1.5 baths and spans an area ranging from 1,170 to 1,509 square feet.

AFFORDABLE PRICING

AFFORDABLE PRICING

The price for each unit varies between $170,000 and $227,000. To qualify for this pricing, a buyer's income must not surpass the limits set for 80% to 100% of the Area Median Income (AMI).

ENERGY EFFICIENT

ENERGY EFFICIENT

Each unit will feature modern, energy-efficient appliances, fixtures, and finishes. High efficiency electric heat pump provides a lower-cost solution while emitting a lower carbon footprint on the environment.

LUXURY FINISHES

LUXURY FINISHES

Each unit will feature modern finishes, including stainless steel appliances, laminate vinyl plank and ceramic tile flooring, granite countertops, shaker-style cabinets, and energy-efficient appliances.

PRIVATE ATTACHED GARAGES

PRIVATE ATTACHED GARAGE

Every unit includes a single-car, attached garage for extra storage and Buyer convenience.

PRIVATE USE PAVILLION

PRIVATE USE PAVILLION

The community will include a covered pavilion accessible to all owners for your entertainment needs.

CONDOMINIUM PRICING

Price per unit will range from $170,000 to $206,000 for a 2-bedroom and $189,000 to $227,000 for a 3-bedroom depending on your household size and family's total household income. You must not exceed the total AMI limit for your household size and unit size selected in order to be eligible. AMI limits are shown below. The Homeowners Association (HOA) fee is an additional monthly fee you pay for the update and maintenance of your community and use of communal property like the covered pavilion. The fee will depend on the bedroom size of your unit as shown below.

*All pricing and fees below are for the first lottery only. Pricing and fees may change for the future lotteries.
*The Area Median Income (AMI) limit is determined by the US Department of Housing and Urban Development (HUD) and subject to change annually.
*Your total Assets cannot exceed $100,000 to qualify. Qualified retirement accounts are not counted towards the asset limits.

Sales Price

Unit Size

AMI Limit

Monthly HOA Fees

$170,000

2 Bedroom

Up to 80%

$260.00

$206,000

2 Bedroom

Up to 100%

$260.00

$189,000

3 Bedroom

Up to 80%

$287.00

$227,000

3 Bedroom

Up to 100%

$287.00

QUALIFY TO PURCHASE

MUST BE A QUALIFIED FIRST-TIME HOMEBUYER

FIRST-TIME HOMEBUYER

You should not own or have owned a property in the past three years (certain exceptions apply). This unit must be your primary residence. Completion of a certification course may be necessary.

SECURE A MORTGAGE LOAN

GET FUNDING

You must submit a mortgage pre-approval with your application and be able to close on a mortgage loan.

MUST SUBMIT AN APPLICATION FOR THE LOTTERY AND BE ACCEPTED

LOTTERY APPLICATION

A lottery application and corresponding documents must be submitted. You must be selected and accepted for the units.

MUST MEET CERTAIN INCOME AND ASSET GUIDELINES

INCOME AND ASSETS

You must not exceed the income limits as outlined below and above. Your total assets cannot exceed $100,000. Qualified retirement accounts are not counted towards the asset limit.

MAX ALLOWABLE HOUSEHOLD INCOME

The income chart below is used to determine the maximum allowed income used to determine eligibility for these condominiums. Household size is the total number of people that will live in your unit upon closing. Household income is determined by calculating the number of household members that are 18 years of age and older that generate any form of income.

*FHA and VA loans not eligible at this time.
*AMI limits vary and may be updated annually and/or for future lotteries.

INCOME LIMITS BASED ON HOUSEHOLD SIZE

1

2

3

4

5

6

Up to 80% AMI

$61,350

$70,100

$78,850

$87,600

$94,650

$101,650

Up to 100% AMI

$67,900

$77,600

$87,300

$97,000

$104,760

$112,520

APPLY FOR THE LOTTERY

The first lottery deadline has passed, but those interested in purchasing a Gemini Townhome are encouraged to apply. If ineligible applications are received during the lottery drawing, additional applicants will be considered in the order that their application was received. A second lottery is scheduled for the Fall of 2024 and will provide further opportunities. More news will be posted here.

Download your application for the upcoming lottery by clicking "Apply Now" below. You MUST submit a lender pre-approval and completed application to be eligible for the lottery. Eligibility for the lottery does not guarantee a unit will be available nor does it guarantee you are eligible to purchase. See "Qualify to Purchase" above for more information.

You may also obtain an application by:
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am - 2pm or Saturday 9am - 1pm
Email: info@geminispringfield.com
Call/Text: 413-707-2455 (TTY 711)

You may securely upload your completed application by clicking on the below "Application Submission Link"
or
Email to: lotteryinfo@mcohousingservices.com
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC
P.O. Box 372
Harvard, MA 01451
Overnight mailing address: 206 Ayer Road, Harvard, MA 01451

IMPORTANT: You MUST create an account and THEN submit your completed application with attached mortgage pre-approval letter to be entered in to the lottery.

PUBLIC INFORMATION SESSIONS

English Session Option 1:

English Session Option 2:

Spanish Session Option 1:

Spanish Session Option 2:

SITE CONCEPT

CONDO LAYOUTS

3 BEDROOM, 1.5 BATHS UNIT - PLAN A

2 BEDROOM, 1.5 BATHS UNIT - PLAN B

2 BEDROOM, 1.5 BATHS UNIT - PLAN C

HANDICAP ACCESSIBLE, 3 BEDROOM, 1.5 BATHS UNIT - PLAN D

INTERIOR RENDERINGS

THESE PHOTOS ARE DIGITALLY ENHANCED

WATCH OUR PROGRESS

ground breaking

CONDO INFORMATION

REGISTER FOR UPDATES HERE

Register for Updates
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By registering above, you ARE NOT entering the lottery, but registering to receive updates on the Gemini Townhome project. You agree to give Homes Logic Real Estate, LLC, the Seller's Agent, permission to contact you with updates for Gemini Townhomes. If you are currently working with a licensed Real Estate Professional, you may have them register for updates as well. You can reply STOP at any time to UNREGISTER for updates.

Contact The Gemini Team at Homes Logic Real Estate
Email: Info@GeminiSpringfield.com
Call/Text: 413-707-2455
Visit: 1350 Main Street, Suite 1108
Springfield, MA 01103

Gemini Developer
Info@HomeCityDevelopment.org
413-785-5312
www.HomeCityDevelopment.org

FAQs

The application provides the eligibility criteria. There are income and asset guidelines to qualify. Generally, you need to be a first-time home buyer and meet the eligibility requirements. There are exceptions to the first-time homebuyer requirements which are listed under the appropriate FAQ below.

This affordable housing community offers both 2- and 3-bedroom units as well as handicap accessible units, catering to a variety of family sizes and needs.

Units are allocated through a lottery process. This is designed to ensure a fair and equitable opportunity for all eligible applicants to purchase a home.

The household income and asset limits are established based on the area’s median income and are intended to support affordable housing availability for moderate to low-income families. Specific limits are provided by the housing program or authority overseeing the lottery and can vary by location and household size. The Lottery Agent will determine eligibility based on financial documents submitted with the application.

Yes, there are certain exceptions to the first -time homebuyer requirement.  They are:

  • Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
  • Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
  • Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.

Applicants interested in participating in the lottery must complete the application process.  For this lottery, a mortgage pre-approval is required along with other documentation, if applicable.  Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the lottery application found on this page and following the submission instructions.

The lottery provides you with opportunity to purchase only. If you have the opportunity to purchase, you will be notified by the Lottery Agent post lottery.  At that time, you will need to provide all income, asset and tax documentation to determined program eligibility.  If you are determined eligible then you will move forward with the purchase process.

Yes, however there may be restrictions on the sale price which depends on how long you own the unit.  A Deed Rider will be signed at closing which will state the resale process.  The application provides a summary of restrictions based on the 80% and 100% AMI designated units.  The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.

Refer to the Lottery Application which can be found under the How to Apply tab on the above navigation bar.

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