A member of the Gemini Team would be happy to guide you through the application process.
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GEMINI TOWNHOMES

40 NEW CONTRUCTION CONDOMINIUMS

All 40 new constructed condominiums are available FOR SALE only to qualified first-time buyers. This affordable housing community offers 2- and 3-bedroom units, each with modern finishes, an attached one-car garage, and up to 1.5 baths. Units range up to 1,509 in square feet. To purchase, you must be a qualified first-time homebuyer, with an income up to 80% or 100% of the Area Median Income (AMI). Household assets must not exceed $100,000 in total (additional restrictions may apply). You must complete an application and provide a mortgage pre-approval letter and all required documentation to be considered. All are encouraged to apply!

VIDEO WALK THROUGH

FEATURES

2 & 3 BEDROOM UNITS

2 & 3 BEDROOM UNITS

Available units include 2- and 3-bedroom options, as well as handicap-accessible units. Each unit features up to 1.5 baths and spans an area ranging from 1,385 to 1,746 square feet.

AFFORDABLE PRICING

AFFORDABLE PRICING

The price for each unit varies between $170,000 and $227,000. To qualify for this pricing, a buyer's income must not surpass the limits set for 80% to 100% of the Area Median Income (AMI).

ENERGY EFFICIENT

ENERGY EFFICIENT

Each unit will feature modern, energy-efficient appliances, fixtures, and finishes. High efficiency electric heat pump provides a lower-cost solution while emitting a lower carbon footprint on the environment.

LUXURY FINISHES

LUXURY FINISHES

Each unit will feature modern finishes, including stainless steel appliances, laminate vinyl plank and ceramic tile flooring, granite countertops, shaker-style cabinets, and energy-efficient appliances.

PRIVATE ATTACHED GARAGES

PRIVATE ATTACHED GARAGE

Every unit includes a single-car, attached garage for extra storage and Buyer convenience.

PRIVATE USE PAVILLION

PRIVATE USE PAVILLION

The community will include a covered pavilion accessible to all owners for your entertainment needs.

LUXURY LIVING AT AN AFFORDABLE PRICE

THESE PHOTOS MAY BE DIGITALLY ENHANCED

PRICING

Sales Price

Unit Size

AMI Limit

Monthly HOA Fees

$170,000

2 Bedroom

Up to 80%

$260.00

$206,000

2 Bedroom

Up to 100%

$260.00

$189,000

3 Bedroom

Up to 80%

$287.00

$227,000

3 Bedroom

Up to 100%

$287.00

*You must not exceed the total Area Median Income (AMI) limit for your household size and unit size selected in order to be eligible.
*The AMI limit is determined by the US Department of Housing and Urban Development (HUD) and subject to change annually.
*Your total Assets cannot exceed $100,000 to qualify.

QUALIFY TO PURCHASE

MUST BE A QUALIFIED FIRST-TIME HOMEBUYER

FIRST-TIME HOMEBUYER

You should not own or have owned a property in the past three years (certain exceptions apply). This unit must be your primary residence. Completion of a certification course may be necessary.

SECURE A MORTGAGE LOAN

GET FUNDING

You must submit a mortgage pre-approval with your application and be able to close on a mortgage loan.

MUST SUBMIT AN APPLICATION AND BE ACCEPTED

LOTTERY APPLICATION

An application, mortgage pre-approval letter, and corresponding documents must be submitted. You must be selected and accepted for the units.

MUST MEET CERTAIN INCOME AND ASSET GUIDELINES

INCOME AND ASSETS

You must not exceed the income limits as outlined below and above. Your total assets cannot exceed $100,000. Qualified retirement accounts are not counted towards the asset limit.

AMI LIMITS

Household Size

1

2

3

4

5

6

Up to 80% AMI

$61,350

$70,100

$78,850

$87,600

$94,650

$101,650

Up to 100% AMI

$76,700

$87,600

$98,600

$109,500

$118,300

$127,100

*Total household income is based on household size and will determine your eligibility.
*FHA and VA loans not eligible at this time.

APPLY NOW

All units are offered first-come, first-serve. You MUST submit an application and provide a mortgage per-approval letter and all required documents to be determined eligible.

Download your application by clicking "Apply Now" below.

You may also obtain an application by:
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am - 2pm or Saturday 9am - 1pm
Email: info@geminispringfield.com
Call/Text: 413-707-2455 (TTY 711)

You may securely upload your completed application by clicking on the below "Application Submission Link"
or
Email to: lotteryinfo@mcohousingservices.com
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC
P.O. Box 372
Harvard, MA 01451
Overnight mailing address: 206 Ayer Road, Harvard, MA 01451

IMPORTANT: You MUST create a login account, create a folder with your first and last name in the "Springfield" folder, and upload the application and all documents in your folder.

CONDO LAYOUTS

3 BEDROOM, 1.5 BATHS UNIT - PLAN A

2 BEDROOM, 1.5 BATHS UNIT - PLAN B

2 BEDROOM, 1.5 BATHS UNIT - PLAN C

HANDICAP ACCESSIBLE, 3 BEDROOM, 1.5 BATHS UNIT - PLAN D

HANDICAP ACCESSIBLE, 2 BEDROOM, 1 BATH UNIT - PLAN E

WATCH OUR PROGRESS

ground breaking

CONDO INFORMATION

REGISTER FOR UPDATES HERE

Register for Updates
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By registering above, you ARE NOT entering the lottery, but registering to receive updates on the Gemini Townhome project. You agree to give Homes Logic Real Estate, LLC, the Seller's Agent, permission to contact you with updates for Gemini Townhomes. If you are currently working with a licensed Real Estate Professional, you may have them register for updates as well. You can reply STOP at any time to UNREGISTER for updates.

Contact The Gemini Team at Homes Logic Real Estate
Email: Info@GeminiSpringfield.com
Call/Text: 413-707-2455
Visit: 1350 Main Street, Suite 1108
Springfield, MA 01103

Gemini Developer
Info@HomeCityDevelopment.org
413-785-5312
www.HomeCityDevelopment.org

FAQs

The application provides the eligibility criteria. There are income and asset guidelines to qualify. Generally, you need to be a first-time home buyer and meet the eligibility requirements. There are exceptions to the first-time homebuyer requirements which are listed under the appropriate FAQ below.

This affordable housing community offers both 2- and 3-bedroom units as well as handicap accessible units, catering to a variety of family sizes and needs.

Units are allocated through an application process as first-come, first-serve. This is designed to ensure a fair and equitable opportunity for all eligible applicants to purchase a home.

The household income and asset limits are established based on the area’s median income and are intended to support affordable housing availability for moderate to low-income families. Specific limits are provided by the housing program or authority overseeing the process and can vary by location and household size. The Monitoring Agent will determine eligibility based on financial documents submitted with the application.

Yes, there are certain exceptions to the first -time homebuyer requirement.  They are:

  • Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
  • Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
  • Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.

Applicants interested in participating in a unit must complete the application process.  For this, a mortgage pre-approval is required along with other documentation, if applicable.  Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the application found on this page and following the submission instructions.

This process provides you with opportunity to purchase only. You will need to provide all income, asset and tax documentation and a mortgage pre-approval letter along with your application to determine program eligibility.  If you are determined eligible then you will move forward with the purchase process.

Yes, however there may be restrictions on the sale price which depends on how long you own the unit.  A Deed Rider will be signed at closing which will state the resale process.  The application provides a summary of restrictions based on the 80% and 100% AMI designated units.  The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.

Refer to the Application which can be found under the How to Apply tab on the above navigation bar.

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