GEMINI TOWNHOMES

The application provides the eligibility criteria. There are income and asset guidelines to qualify. Generally, you need to be a first-time home buyer and meet the eligibility requirements. There are exceptions to the first-time homebuyer requirements which are listed under the appropriate FAQ below.

This affordable housing community offers both 2- and 3-bedroom units as well as handicap accessible units, catering to a variety of family sizes and needs.

Units are allocated through a lottery process. This is designed to ensure a fair and equitable opportunity for all eligible applicants to purchase a home.

The household income and asset limits are established based on the area’s median income and are intended to support affordable housing availability for moderate to low-income families. Specific limits are provided by the housing program or authority overseeing the lottery and can vary by location and household size. The Lottery Agent will determine eligibility based on financial documents submitted with the application.

Yes, there are certain exceptions to the first -time homebuyer requirement.  They are:

• Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
• Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
• Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.

Applicants interested in participating in the lottery must complete the application process.  For this lottery, a mortgage pre-approval is required along with other documentation, if applicable.  Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the lottery application found on this page and following the submission instructions.

The lottery provides you with opportunity to purchase only. If you have the opportunity to purchase, you will be notified by the Lottery Agent post lottery.  At that time, you will need to provide all income, asset and tax documentation to determined program eligibility.  If you are determined eligible then you will move forward with the purchase process.

Yes, however there may be restrictions on the sale price which depends on how long you own the unit.  A Deed Rider will be signed at closing which will state the resale process.  The application provides a summary of restrictions based on the 80% and 100% AMI designated units.  The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.

Refer to the Lottery Application which can be found under the How to Apply tab on the above navigation bar.